The current deposit interest rates of banks are being questioned by people after the announcement of the December interest rate decision of the Central Bank of the Republic of Türkiye (CBRT). Along with the inflation situation and CBRT's tightening monetary policy decisions, term deposit interest rates continue to be continuously updated. After CBRT reduced the policy rate by 150 basis points from 39.5% to 38.0%, new deposit interest rate campaigns began in banks. So which bank offers what interest rate?
Attractive deposit interest rates offered by banks have become a race for investors who want to protect savings, ensure cash flow and earn profitable returns against inflation. According to their latest campaigns, you can earn 29 thousand 140 lira in a month from your 1 million lira savings with interest rates offered by some banks. Below are the banks that offer the highest deposit interest rates.
46.5 AND HALF PERCENT OF INTEREST
Following the decision to reduce interest rates by 150 basis points by the Central Bank of the Republic of Türkiye (CBRT) in December, deposit interest rates at banks were also updated.
Banks continue to offer investors interest rate opportunities of up to 46.5% with monthly terms.
As of December 2025, banks offer the highest interest rates for principal amounts of 1 million lira with monthly maturity as follows:
ALTERNATIVE BANKING
Interest rate: 46.5%
Amount at maturity: 1,029,140.04 TL
Net income: 29,140.04 TL
FİBA
Interest rate: 46%
Amount at maturity: 1,028,741.08 TL
Net income: 28,741.08 TL
ANADOLU BANK
Interest rate: 46%
Amount at maturity: 1,028,741.08 TL
Net income: 28,741.08 TL
TEB
Interest rate: 46%
Amount at maturity: 1,028,741.08 TL
Net income: 28,741.08 TL
İNG BANK
Interest rate: 45%
Amount at maturity: 1,028,106.38 TL
Net income: 28,106.38 TL
ODEABANK
Interest rate: 45%
Amount at maturity: 1,028,106.38 TL
Net income: 28,106.38 TL
THAN
Interest rate: 45%
Amount at maturity: 1,028,106.38 TL
Net income: 28,106.38 TL
HSBC
Interest rate: 45%
Amount at maturity: 1,028,106.38 TL
Net income: 28,106.38 TL
FINANCE Türkiye
Interest rate: 45%
Amount at maturity: 1,028,106.38 TL
Net income: 28,106.38 TL
